It is important to understand that your mortgage interest rate is the result of an equation. After plugging in credit, property, income, transaction type, loan type, term and loan amount (not to mention profit!) all lenders "spit" out a rate. You will be disappointed if you shop for a loan by calling every lender you can find and asking, "What's your rate?" This would be exactly like calling an auto dealership and asking, "How much is a car?" You will always hear the lowest price offered, without regard to make or model. Mortgages work the same way. Any loan officer in the country can offer a 5.0% mortgage, but there aren't very many who actually end up closing loans at that rate. The reason is that a 5.0% rate has an extensive list of conditions, limitations and requirements to go along with it.

If you've been bouncing from site to site searching for a home equity or mortgage loan, then you've probably noticed one thing: everybody is promising "the lowest rate!" You'll see tables full of rates, guarantees (with a lot of fine print), and wild claims of hundreds of people looking at your information - all trying to get your business. Some companies actually auction your information like live stock and charge YOU a fee. We're a little different.

Instead of making bogus promises or guarantees, we've designed a simple system that works extremely well. We have assembled a regulated network of lenders. They must adhere to the highest standards of fairness, efficiency and service. Each of these lenders has access to dozens of products and programs...they will help you find the best fit for your situation. There is no risk and no obligation to see what our network can offer, so take a few minutes to let us find your best loan program.